Yesterday, reports say icbc and China construction bank has raised personal consumption loan interest rates. But the reporter understands, icbc personal consumption loan interest rate did not rise, but from the floating around 10%, down to the lowest to the benchmark interest rate. And the construction bank personal consumption loans policy has not changed, still execute differentiated GeDai policy.
It is reported that since last year, the main icbc is the consumer mortgage loans to building mortgage, credit in circulation within the time limit for consumption. This product USES consumption loan cover decoration housing, acquisition and durable, high-end consumer goods, etc. Loans highest can amount to 2 million yuan, and deal with quick, convenient procedures.
Since this year, Beijing branch of icbc individual housing mortgage consumer loans a total of more than 4.5 billion yuan, satisfy the nearly 4000 customer's personal consumption demand.